Category Archives: Home Loans

Housing affordability remains a problem

According to the Real Estate Institute of Australia, we have suffered the largest annual decline in housing affordability since the beginning of this century. The REIA Deposit Power Housing Affordability Report released yesterday, has revealed that over the September quarter, … Continue reading

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Mortgage Default leads to bankruptcy

FORMER tennis star Mark Philippoussis has received a bankruptcy notice as a result of monies owed from a mortgage default on his Melbourne home. The lender, Perpetual Trustee Company, applied to the Federal Magistrates Court in Sydney yesterday for ”substituted … Continue reading

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ANZ faces class action over bank fees

AUSTRALIA’S largest ever class action has been brought against ANZ by over 30,000 ANZ customers . They applicants claim fee gouging. Maurice Blackburn lawyers, representing the consumers are claiming that the bank has been charging their customers excessive fees since … Continue reading

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Cost of living is up for Melburnians

MELBOURNE‘s  inflation rate is 3.1 per cent, and is higher than the rest of Australia. Over the past 12 months households have been hit with a 20 per cent rise in electricity bills, water and sewerage charges are up 17 … Continue reading

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Victoria’s Credit Craving

VICTORIANS have the worst credit card spending habits as compared to the rest of Australia.  The average debt that Victorians are carrying on their credit cards is approximately $7265. Householders are putting a preference on reducing their mortgage balances and … Continue reading

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More interest rate pain ahead

Former RBA senior economist Paul Bloxham believes that Australia’s interest rates will be lifted five times over the next 15 months, leaving the official cash rate at 5.75 per cent by the end of 2011. Mr Bloxham has indicated that … Continue reading

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Drop in Personal Finance Commitments in July 2010

According to figures reported by the Australian Bureau of Statistics, the total personal finance commitments dropped by 0.7 per cent in July, seasonally adjusted, to $6.833 billion, down from $6.882 billion in June 2010. The overall commercial finance grew 8.2 … Continue reading

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Credit Unions active in the Home Loan market

The share of Australian home loans written by Credit union and building societies has grown by 10% to $50bn for the year to June 2010, According to the Australian Prudential Regulation Authority,  credit unions and building societies have earned a … Continue reading

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Virgin introduces new credit cards to Australia

Sir Richard Branson had yesterday launched two new credit cards and an online savings account into the Australian market.  Both products were developed in conjunction with Citibank. According to Matt Baxby, Virgin Money’s chief executive in Australia, the group is … Continue reading

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Australian Public Debt is very low – RBA

While the Federal Liberal Opposition Leaders are voicing concerns about the level of Australian Public Debt, Glenn Stevens is not concerned.  This does not mean that the RBA will hold fire on rates during the election period – certainly not. … Continue reading

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