Category Archives: Mortgage Refinance

Australians are ditching credit cards

AUSTRALIAN households are trying to minimize the use of credit cards, in an effort to eliminate debt collected on plastic by more than 10 per cent and reducing the number of cards they own. The average Australian family has reduced … Continue reading

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Debt Elimination Tips for the new year

Now that the festivities are over you have probably accumulated a few more pounds and a significantly larger debt balance.  Like many other Australians  you are probably tired of Robbing Peter To Pay Paul and are looking for some more … Continue reading

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Aussies are drowning in debt

According to information collated by Google sources, Debt Help were among the most searched Google terms during 2010. This is a barometer of the mindset of a very large number of Australians with debt being foremost on the minds of … Continue reading

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Housing affordability remains a problem

According to the Real Estate Institute of Australia, we have suffered the largest annual decline in housing affordability since the beginning of this century. The REIA Deposit Power Housing Affordability Report released yesterday, has revealed that over the September quarter, … Continue reading

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Debt consolidation using your home

As a home owner you have a distinct advantage when it come to debt consolidation. Irrespective of your credit history, if you have sufficient equity available in your property you should be able to benefit from refinancing your unsecured debts … Continue reading

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Consumer confidence is down again

Consumer confidence is down once again as is evidenced by a drop in the consumer sentiment index by 5.3 per cent in November . This was undoubtedly the result (at least in part) of the RBA and CBA action on … Continue reading

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Unsecured Debts – available options

If you are one of many Australians carrying tens of thousands of dollars in unsecured debts, you require an urgent consolidation solution. Sometimes these are harder to find than it may appear. Huge unsecured debts will drain your income leaving … Continue reading

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ANZ faces class action over bank fees

AUSTRALIA’S largest ever class action has been brought against ANZ by over 30,000 ANZ customers . They applicants claim fee gouging. Maurice Blackburn lawyers, representing the consumers are claiming that the bank has been charging their customers excessive fees since … Continue reading

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Cost of living is up for Melburnians

MELBOURNE‘s  inflation rate is 3.1 per cent, and is higher than the rest of Australia. Over the past 12 months households have been hit with a 20 per cent rise in electricity bills, water and sewerage charges are up 17 … Continue reading

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Victoria’s Credit Craving

VICTORIANS have the worst credit card spending habits as compared to the rest of Australia.  The average debt that Victorians are carrying on their credit cards is approximately $7265. Householders are putting a preference on reducing their mortgage balances and … Continue reading

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