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	<title>Debt Consolidation, Debt Solution, Debt Relief</title>
	<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation</link>
	<description>Experts in debt consolidation loans, consolidate debts bad credit debt consolidation, credit card debt consolidation, debt solution, debt refinance.</description>
	<lastBuildDate>Tue, 24 Jan 2012 03:47:02 +0000</lastBuildDate>
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		<title>Personal Bankruptcies are down on prior figures</title>
		<description><![CDATA[Personal bankruptcy activity declined in the December 2011 quarter by approximately 4%.
During  the December quarter 7689 people either became bankrupt, or entered Part IX debt  agreements or Part X insolvency agreements.
According to the latest information provided by ITSA (Insolvency and Trustee Services Australia) there were 8012 individuals declaring bankruptcy or entering some kind [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/personal-bankruptcies-are-down-on-prior-figures/</link>
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		<title>Credit Cards falling out of favour</title>
		<description><![CDATA[AUSTRALIANS are expected to spend  $27.4 billion this December in an annual Christmas shopping ritual, but most will avoid using credit cards whenever they can.

Credit card balances in Australia had fallen to $49.11 billion for  October, the fourth monthly decline in credit card use since 1985 when statistics on credit card use began [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/credit-cards-falling-out-of-favour/</link>
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		<title>Victorians burdened by high levels of debt</title>
		<description><![CDATA[EVERY Victorian has responsibility for the huge state government debt, translating to about $10,000 per person.

State Government Debt has rocketed by $4.4 billion over the past year, and now totals $56 billion.
Auditor-General Des Pearson has warned the state&#8217;s ability to service that debt is diminishing.
The Auditor-General&#8217;s report tabled in State Parliament yesterday, revealed that the [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/victorians-burdened-by-high-levels-of-debt/</link>
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		<title>Debt Consolidation is easier with a rate cut</title>
		<description><![CDATA[While  most Australians are not  going to feel the impact of yesterdays rate cut for some time, debt consolidation may be both cheaper and easier, with the new interest rates.
People with a large number of unsecured debts as well as a mortgage could always look into debt consolidation by consolidation their unsecured debts into their [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/debt-consolidation-is-easier-with-a-rate-cut/</link>
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		<title>Debt reduction &#8211; a priority for most</title>
		<description><![CDATA[According to a recent survey, If RBA was to announce a cash rate drop next month,  borrowers are more likely to pay down their debts with the extra funds than use the money towards Christmas shopping.

It is unclear at this stage if RBA will move to reduce cash rate at their next meeting scheduled for [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/debt-reduction-a-priority-for-most/</link>
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		<title>Generation X is most exposed to debt problems</title>
		<description><![CDATA[GENERATION X, being people aged between 30 and 50 are struggling with debts more than any other sector of the Australian population.  In fact experts are believe that these people can well be renamed to Generation Debt.
A new survey for bank RaboDirect found approximately 40 per cent of Gen X  say their financial situation [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/generation-x-is-most-exposed-to-debt-problems/</link>
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		<title>Debt consolidation for home owners</title>
		<description><![CDATA[Most people applying for debt consolidation help are looking for a personal loan to consolidate their unsecured debts such as credit cards, store cards, other personal loans etc. However few take the time to consider that their cheapest debt consolidation solution may be to consolidate these debts into their home loan. While debt consolidation into [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/debt-consolidation-for-home-owners/</link>
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		<title>Consumer Sentiment squeezed by Global Turmoil</title>
		<description><![CDATA[The recent turmoil on financial markets has had a significant impact of the confidence of the Australian consumer. People are worried about loosing their job, loosing money in the stock market, declining values of superannuation, uncertainty about interest  rates, housing prices and the carbon tax&#8230;.just to name a few concerns.
Consumer confidence remained at its [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/consumer-sentiment-squeezed-by-global-turmoil/</link>
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		<title>NAB war on credit card fees</title>
		<description><![CDATA[NAB has issued a challenge to other rivals to match its offer to credit card holders by applying credit  card changes to both new and existing accounts. If other banks and credit card providers would follow suit that should  collectively save Aussie customers up to $225 million. 
Credit card reforms proposed by the [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/credit-card-debt-consolidation/nab-war-on-credit-card-fees/</link>
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		<title>Aussie families struggle with debt</title>
		<description><![CDATA[Aussie families are spending  almost half their income paying off debt, paying   power bills, covering transport costs and simply putting food on the table. 
The day-to-day financial struggle is such a concern that Australians are  worrying more about rising living costs than people in the US, UK, Mexico, Italy and other countries [...]]]></description>
		<link>http://www.debtconsolidationaustralia.com.au/debtconsolidation/debt-solutions/aussie-families-struggle-with-debt/</link>
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